Understanding Crypto Trading Fees in 2026

Maker, taker, withdrawal, funding, slippage, spread — the complete map of where your money goes.

The visible fees

Maker (limit, you provide liquidity) vs Taker (market, you remove liquidity). Maker is typically 50–70% of taker. 0.05% taker is industry standard for centralized spot.

Withdrawal fees

Fixed cost per withdrawal, varies by network. BTC: $5–$30. ERC-20: $5–$15. TRC-20: ~$1. Cumulatively meaningful for active traders moving funds frequently.

Funding rates (perpetuals only)

Paid every 8h on perps to keep contract price near spot. In bull markets can hit 0.1%/8h on hot pairs. Wipes out cashback on long-held perp positions.

Spread and slippage

Bid-ask gap. On thin altcoins can dwarf trading fees. On BTC/ETH negligible. Always check pair-specific liquidity before trading.

Cashback offset

The only line item that REDUCES your cost stack. Stacks on top of all the above; doesn't affect them but reduces your net.